raj@gk-financialservices.co.uk 01926 885 204

Mortgage advice, from first home to remortgage.

Whole-of-market mortgage advice for buyers, movers and homeowners — with access to over 90 lenders and rates you won't always find on the high street.

Residential and remortgage

The right mortgage, arranged around you

A mortgage is rarely just about the headline rate. It is about the right product, structured for your circumstances and presented well to the right lender. That is where a dedicated adviser earns their keep.

Who we help

For buyers

First-time buyers

Clear guidance through your first purchase, from agreement in principle to completion — including help with schemes and deposits.

For movers

Home movers

Porting, upsizing or relocating — we handle the numbers and timing so your move stays on track.

Save monthly

Remortgaging

Review your deal before it reverts, release equity or reduce payments — we’ll tell you if switching is worth it.

Mortgages
Why advise?

More doors, less legwork

  • Access to 90+ lenders, including specialist and private banks
  • We handle the paperwork, chase the lender and manage timelines
  • Honest advice — we’ll tell you if staying put is the better move
  • One point of contact from first call to completion
  • Landlord, limited-company and complex-income cases go to our specialist buy-to-let team
Talk to a mortgage adviser
Run the numbers

See what it might cost

Move the sliders for a quick indication. Every case is priced properly by an adviser — this is a starting point, not a quote.

Property price £460,000
Deposit · 15.0% £69,000
Interest rate 5.0%
Term 25 yrs
Monthly payment £2,284.14 Capital and interest over 25 years
Loan£391,000
LTV85.0%
Stamp duty£13,000

Get a personalised illustration

Tailored rates and lending options from a qualified adviser.

Arrange a consultation →

For illustration only. This is not a mortgage offer, a quotation or advice, and it does not take your circumstances into account. Stamp duty shown is Stamp Duty Land Tax for England and Northern Ireland, including the additional-property surcharge where it applies; Scotland and Wales use different taxes and are not shown. Actual rates, fees and lending decisions depend on the lender and on your circumstances.

How it works

Four simple steps

Fact-find

A relaxed chat about your plans, income and the property in question.

Recommendation

We search the market and recommend the product that fits — in plain English.

Application

We package and submit your case, then manage it through underwriting.

Offer & completion

Mortgage offer secured, we coordinate with solicitors through to the keys.

Ready to explore your options?

Get mortgage advice →